April
2004
CHRISTIAN
BUSINESS & FINANCE
27 April, 2004 :-: Volume 1 Number 1 :-: ISSN 1743-1263
Editor - Niyi Adeoshun
http://www.nukanweb.com/
Copyright (c) 2004 NukanWeb.com
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Christian Business & Finance is a monthly newsletter that
covers topics relating to Christian Business and Personal
Finance and changes to NukanWeb.com. You may pass this newsletter
on to others in its entirety.
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Greetings Friend,
Welcome to the first edition of our new newsletter 'Christian
Business & Finance'.
Our focus this month is to have an introduction into the world
of personal finance with the article Personal Finance 101
- A personal finances article dealing with basic personal
finances. Debt, credit cards, income, investments, and money.
We shall be expounding on different aspects in our subsequent
issues.
I encourage
you to use our FREE Classified, Forums and Directory.
God bless you.
Niyi Adeoshun
Editor
Here's what's in
this edition for you:
1. NukanQuote
2. Featured Sponsorship Ad
3. Personal Finance - By David Berky
4. Resource Links at NukanWeb.com
5. Classified Section
6. Download of the month.
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1. NukanQuote
- "If you don't believe right, you won't live right"
-John Wesley
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2. Featured Sponsorship Ad
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3. Personal Finance
101 - By David Berky
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The subject of personal finance is very broad, but as a beginning,
I would like to discuss what I consider the foundations of
personal finance: Security, Stability, Growth and Protection
& Management.
Security
Security
to me means that I am prepared for the "hit by a bus"
scenario.
I have
life insurance to provide for my wife and children. Health,
disability, auto and home insurance policies also provide
me additional protection in their respective areas. I also
have a list of where these policies are, who my agents are,
phone numbers and basic policy information (#s, amounts, costs,
etc.) I keep this information both in a file at my house and
in a safety deposit box at the bank (a friends home will also
work - think: "house burns down" scenario). Also
my wife and my brother and sister-in-law who live nearby also
know where these things are.
I also
try to maintain an emergency fund of cash in a bank account
or money market account (with checks) so that I am prepared
for a financial disaster, layoff, or natural disaster. It
took several years to build up this cash fund. I started with
a goal to have enough cash for 6 months of my normal financial
needs (mortgage, food, insurance, transportation, etc.). Now
I am trying for 12 months' worth. I do this by saving a little
each month, and "investing" a portion of all "found"
money (gifts, inheritances, tax returns, anything unexpected).
I have
a will and update it each year around New Year's to reflect
any changes in my life during the past year (new children,
new home or business, etc.). Most people don't need an extensive
will, the forms you buy at your office supply store will do.
But in some states if you die without one, watch out. What
happens to your money and even your children could be entirely
up to some state or court appointed official.
Read
the full article here
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Sponsorship Ad
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4. Resources Links
at NukanWeb.com
Directory - http://www.nukanweb.com/links/
Classifieds - http://www.nukanweb.com/classifieds/
Business and Marketing Articles - http://www.nukanweb.com/articles/
Nukan Bookshop - http://www.nukanweb.com/bookshop/
Nukan Web Services - http://www.nukanweb.com/nws/
##########################################################
5. Classified Section
FREE
WebPosition Gold Software: Invaluable tool to save you
time and to help build traffic to your web site. WebPosition
Gold reports your site's search positions and then helps you
improve them. http://www.nukanweb.com/af/webposition.htm
##########################################################
6. Download
of the month- "Free
Budgeting E-book"
<http://www.nukanweb.com/af/mvelopebook.htm>
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If you have a tip, review or
article that you would like to share with the Christian Entrepreneur/Investors'
community, please see our writers' guide http://www.nukanweb.com/writersguide.htm.
Your contributions will be acknowledged and appreciated.
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If this newsletter has been helpful to you, I encourage you
to forward it to other Christians, friends and business associates.
Help us to build Christian Business & Finance Community!
If this newsletter has been
forwarded to you, and you wish to subscribe to this newsletter,
http://www.nukanweb.com/newsletter.htm
Thank you for being a subscriber of Christian Business & Finance.
God Bless You.
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To see articles
in the past issues, please click
here. |
